1. Introduction
Welcome to [Life Insurance Company Name] (“Company,” “we,” “our,” or “us”). These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to comply with these terms.

2. Eligibility
You must be at least 18 years old to use our services. By using our website, you confirm that you meet this requirement.

3. Use of Website
You agree to use our website for lawful purposes only. Any unauthorized use, including hacking, data mining, or fraud, is strictly prohibited.

4. Policy Information
All insurance policies are subject to underwriting approval and applicable laws. Product details on this website do not constitute a binding agreement.

5. Limitation of Liability
We do not guarantee uninterrupted access to our website. We are not responsible for any losses resulting from website downtime or inaccuracies.

6. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of our website after changes indicates acceptance.